แสนรักฟาร์ม

The advancement of modern technology has enabled seamless access to financial services for customers in developed economies. However, limited infrastructure and services hinder similar access for those in developing markets.

In Southeast Asia, it is estimated that around 225 million people lack access to a financial account while more than 350 million people do not have access to formal credit.

As a result, many financial services that are often taken for granted, for example, the receiving of salaries, payments or social benefits and even access to loans, paying bills and running small businesses, remain out of reach to a large proportion of the population.